Bid Guarantee by Jord
Bid on your dream home without a financing condition, with a safety net that Advies van Jord arranges for you.
Bid with confidence
In today’s housing market, you often only win a bid without a financing condition. That can feel risky, because at the moment you bid, you don’t yet know for sure whether your mortgage will be approved.
That is why we offer the Bid Guarantee by Jord: a certificate that lets you bid with peace of mind, because we have already carefully checked behind the scenes whether your financing is feasible.
Made possible by Nationale Waarborg.
What does it cover?
The key features of the Bid Guarantee by Jord at a glance.
40 days
Certificate validity after issue
≤ €999,999
Maximum purchase price of the home
10%
Covered deposit, up to €99,999
≤ 1 business day
Average assessment time per application
Who is it for?
- You are 18 or older and earn income from employment (not for entrepreneurs or self-employed)
- You live in the Netherlands (resident)
- You are bidding on a private home in the Netherlands that you will live in yourself
- Clients of Advies van Jord
- We have assessed your income, financial obligations and own funds
This is not covered by the Bid Guarantee
- Commercial properties, garages, or purchases by a legal entity
- Land or a home yet to be built (construction contract)
- ABC and ABBA mortgage constructions
- A bid above the amount stated on the certificate
- Rejection due to a relationship breakdown, death or a change in your financial situation
- Incorrect or changed information or documents, or (suspected) fraud
- Cancelling the purchase yourself after the statutory 3-day cooling-off period
Good to know: the certificate increases your chances of bidding successfully without a financing condition, but it does not guarantee that the purchase or the mortgage application will be approved. We always discuss your personal situation with you first, before we apply for a certificate.
Bid without conditions in 6 steps
From intake to notary: this is how we arrange the Bid Guarantee by Jord for you.
Intake & assessment
We map out your income, current financial obligations and own funds, and calculate whether a sound financing plan is feasible.
Online or at your home, free of charge
We apply for the certificate
As soon as all documents are complete, we submit the application for you. It is usually assessed within 1 business day.
± 1 business day
You receive the certificate
Once approved, you receive the Bid Guarantee by Jord digitally. From now on you can confidently bid without a financing condition. The certificate is valid for 40 days.
Issued free of charge
Your bid is accepted
The purchase agreement is signed by both parties. The statutory 3-day cooling-off period then applies.
Purchase agreement signed
We apply for the bank guarantee
After the cooling-off period, we apply for the bank guarantee on your behalf. It is provided to the selling party.
After the 3-day cooling-off period
Completion at the notary
When the mortgage deed is executed, the notary settles the costs of the Bid Guarantee by Jord and the bank guarantee in the final statement.
Completion
What does it cost?
You only pay once your bid has been accepted and the bank guarantee has actually been provided, through the notary’s final statement.
No purchase, no costs: if no purchase agreement is concluded, the certificate expires automatically and you pay nothing.
| Application & assessment of certificate | €0 |
| Bid Guarantee by Jord fee (if bid is accepted) | €500 |
| Administration fee | €95 |
| Total costs (if bid is accepted) | €595 |
Please note: a bank guarantee and insurance are mandatory when obtaining a Bid Guarantee, at €325.
Amounts based on the terms and conditions of Nationale Waarborg B.V. (August 2026 version).
We have already made over 2,000 customers happy.
Ready to bid with confidence?
Leave your details and we will contact you to schedule an intake.
