Our knowledge of mortgages
The world of mortgages is constantly changing. We share our knowledge of mortgages, current developments, common terms, and answers to frequently asked questions about mortgages.
Buildings insurance
Buildings insurance covers damage to the property itself, caused by fire, storm, or water damage,...
Interest
Interest is the amount you pay to the lender for borrowing money for your mortgage....
Transfer
The transfer is the moment when the property officially changes ownership. This takes place at...
Transfer tax
Transfer tax is the tax you pay when you buy an existing home. In some...
Financing
Financing is the amount you borrow to buy a home, usually in the form of...
Prepayment Penalty
A prepayment penalty is a fee you pay to the lender if you repay or...
Notary
The notary ensures everything is legally correct: the deeds, the transfer, the financial settlement and...
Energy label
The energy label shows how energy-efficient a home is. A better label can make your...
Residual Debt
If your home is worth less than your mortgage when you sell it, a residual...
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