Questions about mortgage rates
Need more info? Read our frequently asked questions and answers about mortgage rates here.
Your maximum mortgage is calculated based on your income, any loans or other financial obligations, and current interest rates. Also read our article about this subject.
The turnaround time for the mortgage advisory process depends on your personal situation and the speed at which the necessary information is provided. The average turnaround time is between three and six weeks.
When taking out a mortgage, you can in some cases opt for National Mortgage Guarantee (NHG). You pay a one-time fee, whereby the Foundation for the Guarantee Fund for Home Ownership (Stichting Waarborgfonds Eigen Woning) acts as guarantor for your loan. This provides you with extra security (guarantee) and a lower interest rate. As of January 1, 2026, the maximum amount you can borrow with NHG is €470,000. This means that the value of the home, including any renovation costs, may not exceed €470,000. Ask about the conditions and additional options.
There are no separate mortgage products specifically for entrepreneurs. However, there are lenders who are more flexible regarding entrepreneurial income. As a result, there are often multiple options available.
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How can we help you?
Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!