Buying a new-build home
The first step towards buying a new-build home
With new-build homes, things work slightly differently than with existing houses, but it usually starts with one important question: what is the maximum I can borrow?
You often buy before the home is built and will have to deal with matters such as construction installments, a construction deposit, interest during construction, and potential additional work. That is why it is wise to first gain insight into your financial possibilities. During a no-obligation introductory meeting, we will look together at your income, savings, monthly expenses, future plans, and the extra costs associated with a new-build home. This allows us to form a realistic picture of your maximum mortgage and ensures you know what to look for.
Good
to know
When buying a new-build home, you often encounter different terms and costs compared to existing properties. Here are a few things that are useful to know in advance.
Additional work refers to extra options you choose in addition to the standard delivery of the home; think, for example, of underfloor heating, an extension, or a luxury kitchen. You can sometimes finance these costs through your mortgage. Include this in your financial plan and the calculation of your maximum mortgage.
Usually, you already pay interest on the portion of the mortgage that has been taken out during construction. Sometimes you also face temporary double costs if your current home has not yet been sold.
Yes, certainly. Even as a first-time buyer, you can take out a mortgage for a new-build property. Lenders look at your income, savings, and the additional costs associated with the purchase.
A new-build mortgage with Advies van Jord
At Advies van Jord, we help you step by step with mortgage advice for new-build properties. A new-build home often brings additional questions, which is why we are happy to take the time to explain everything clearly.
We help you gain insight into your maximum mortgage, think along with you regarding construction timelines, additional work, and extra costs, and guide you through the entire process. From the initial calculation to the mortgage application and ultimately the handover of your home. Do you have questions in the meantime? Then simply get in touch.
Rates
We work with fixed rates for our mortgage advice. This way, you will never be faced with any surprises.
Starter
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Advice for your first home purchase
Mover
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Advice for your next home purchase
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From
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Advice for your situation at standard rates plus a surcharge. Please note: the surcharge is a starting price based on the complexity of the business
Key terms / Mortgage types
Interest
Energy label
Mortgage Application
Construction deposit / Renovation fund
Still no idea how a mortgage for new construction works?
We have already made over 2,000 customers happy.
This is how
we work
Introduction & free mortgage consultation
The financial check
Looking for a suitable new-build house
The mortgage application
The mortgage is finalized, off to the notary
How can we help you?
Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!
Our knowledge of buying a house
In our articles, we share practical explanations, current developments, and answers to frequently asked questions about mortgages.
How much can I borrow in 2026?
It is one of the most frequently asked questions. In this blog, you can read more about determining the maximum mortgage