Moving to a new home
Your current mortgage when moving
When you move to a new home, there are various options for your current mortgage. In some cases, you can make use of a relocation scheme and transfer your mortgage to your new home. When purchasing a subsequent home, your maximum mortgage is recalculated.
It is also possible that your home is worth more than the outstanding mortgage, resulting in equity. You can often use this equity to purchase your next home. We help you gain insight into the possibilities!
Good
to know
There is a lot involved in moving to a new home. Here you will find information that you can use throughout the entire process.
Many mortgages include a so-called relocation scheme. This allows you to transfer (part of) your mortgage to your new home. This means that you retain the interest rate and terms of your current mortgage.
When your home is worth more than the mortgage secured against it, equity arises. You can often use this amount when purchasing your new home. For example, to take out a lower mortgage or to pay expenses.
That depends on your situation. Sometimes you can transfer your current mortgage to your new home. However, when buying a more expensive house, you often do need an additional mortgage.
It is wise to have insight into your options before making an offer. This way, you know exactly what you can borrow and avoid surprises during the purchasing process.
Moving with Jord
Moving to a next home often brings with it different questions than buying a first house. What happens to your current mortgage? What about equity? And how much can you actually borrow for your next home?
We help you get clarity on this. This way, you can start looking for a new home with peace of mind.
Rates
Mover
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Advice for your next home purchase
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Interim consultation on the changing interest rates
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Choose from offers from all well-known lenders
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Honest advice about the various options
Key terms / Mortgage types
Interest-only mortgage
Linear Mortgage
Annuity Mortgage
Taxatie
Transfer
Prepayment Penalty
Residual Debt
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This is how
we work
Introduction & free mortgage consultation
The financial check
Searching for a house
The mortgage is finalized, off to the notary
The mortgage is finalized & off to the notary
How can we help you?
Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!
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