Paying Off Your Mortgage
Want to know how much you can borrow for a home in 2026? Our calculator will show you your maximum mortgage in just three minutes, including the impact of your energy rating and any student loan debt.
Questions about mortgage rates
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In 2026, the National Mortgage Guarantee (NHG) limit is €470,000. With energy-saving measures, you can borrow up to €498,200 with the NHG.
This provides additional security: if you can no longer afford your mortgage due to unforeseen circumstances, the National Mortgage Guarantee (NHG) helps prevent or significantly reduce residual debt. You often receive a lower interest rate.
- From 2026, a single limit will apply to all types of housing.
- Check current terms and conditions at nhg.nl.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nisl mauris egestas etiam porttitor dictum vitae. Massa a nunc arcu phasellus.
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How can we help you?
Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!
