Make your home more sustainable

Do you want to make your home more sustainable, for example with solar panels, insulation, or a heat pump? In many cases, you can finance the sustainability costs through your mortgage. We help you gain insight into the possibilities!
Huis-kopen_info

Why making things more sustainable can be beneficial

Making your home more sustainable can yield benefits such as lower energy costs, a better energy label, and a higher property value. There are various ways to finance this. You can increase your mortgage, borrow extra with a new mortgage, or apply for subsidies and special schemes (the latter only applies to specific sustainability measures).

Good to know

Making your home more sustainable involves a lot. Here you will find information you can use during this process.

In some cases, you can finance the sustainability upgrades entirely through your mortgage. Sometimes, a combination of your own funds and an additional mortgage is necessary. What suits your situation best depends on your current mortgage and the value of your home.

In many cases, you can borrow extra for energy-saving measures such as insulation, solar panels, or a heat pump. Lenders look at your income and the value of your home when making this decision. Sometimes you may even be allowed to borrow slightly more when you invest in making your home more sustainable.

Sometimes you want to borrow extra money on top of your current mortgage. For example, for a renovation or making your home more sustainable. In doing so, the lender looks at your income, the value of your home, and your existing mortgage.

An energy label indicates how energy-efficient a home is. You can improve your energy label with measures such as roof, floor, and cavity wall insulation, solar panels, and a heat pump. A more energy-efficient home is also attractive for the value of your house and for potential future buyers.

Advice on sustainability

Every home and situation is different. That is why we look at your plans, budget, and possibilities together. We help you gain insight into what makes financial sense and yields the most for your home!

Huis-kopen-Overlap-1
Huis-kopen-Overlap-2

Rates

We work with fixed rates for our mortgage advice. This way, you will never be faced with any surprises.

Starter

€ 2.950
  • Advice for your first home

Mover

€ 3.450
  • Advice for your next home

Entrepreneur

€ 2.950
  • Advice for your first or next home (please note: surcharge of €250 due to documentation)

Key terms

When you're thinking about making your home more sustainable, you encounter many new terms. That can sound quite complicated sometimes, so we explain the most common terms below!

WOZ value

The WOZ value is the official value assigned to your property by the municipality. It...

Taxatie

Before you can get a mortgage, the property must be appraised. An independent appraiser determines...

Energy label

The energy label shows how energy-efficient a home is. A better label can make your...

Construction deposit / Renovation fund

Een bouwdepot is een potje binnen je hypotheek waarmee je verbouwingen betaalt. You submit invoices...

Still no idea what it all entails?

Don't worry. Mortgage advice doesn't have to be complicated. Schedule an introductory meeting and discover what is possible for your situation.

We have already made over 2,000 customers happy.

5/5
Google
★★★★★

It was a true pleasure working with Samuel while arranging my mortgage.

He was always available whenever I needed support or advice, and responded lightning fast! He was friendly, kind, patient, and incredibly professional throughout the entire process. It gave me great confidence to know that he was guiding me through this important event in my life: the purchase of my first home.

Sadhbh C
March 2026
★★★★★

Highly recommended!

From the very beginning, we received excellent help from Matthijs. Applying for a mortgage is a huge undertaking for first-time buyers, but Matthijs patiently guided us through the process. Communication is direct, his knowledge is extensive, and we even had a laugh. Thanks Matthijs, we will definitely be back!

Erik Hoogland
February 2026
★★★★★

We received fantastic help from Samuel.

During the purchase of our house, we were dealing with a somewhat complicated arrangement, but nothing was too much trouble and he managed to find a suitable solution for everything. Communication was quick and smooth. We are very grateful for all his help!

Pepijn Becking
January 2026
★★★★★

We received incredibly helpful assistance from Matthijs with the purchase of our house.

My girlfriend and I are both entrepreneurs, which meant that many documents had to be submitted during the process. We were guided excellently throughout, and everything was clearly explained. Communication was pleasant and prompt, making the entire process surprisingly smooth. Highly recommended!

Thijs Drost
February 2026   

This is how
we work

We will guide you step by step during the process!
1

Introduction & free mortgage consultation

Do you want to make your (new) home more sustainable? During a no-obligation introductory meeting, we will discuss your plans, wishes, and financial situation.
2

Your current mortgage & the finances

We will review the structure of your current mortgage together. Based on this, we will calculate how much you can borrow for sustainability improvements and what financing options are available.
3

The mortgage application

Have you made a choice? Then we will start the application with the lender. We help you gather the necessary documents and ensure that the application is submitted completely.
Step_Bg_1
4

The mortgage is finalized

The binding quotation has arrived. We carefully check everything and ensure it is 100% correct. Then you can start making your home more sustainable!

How can we help you?

Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!

Contact-Grid

Our knowledge of
of sustainability

In our articles, we share practical explanations, current developments, and answers to frequently asked questions.

Mortgage interest rate outlook 2026 (trends, forecasts and opportunities)

Mortgage interest rate outlook 2026 (trends, forecasts and opportunities)

What mortgage interest do we expect in 2026 & what does it mean for you?

Read article
Buying a house
How much can I borrow in 2026?

How much can I borrow in 2026?

It is one of the most frequently asked questions. In this blog, you can read more about determining the maximum mortgage

Read article
Mortgages explained
This is how you choose the best type of mortgage in 2026

This is how you choose the best type of mortgage in 2026

There are three popular mortgage types that almost everyone considers. Each type has pros and cons. In this blog, we provide more information about which mortgage type best suits your situation

Read article