Expat
Mortgage options for expats
Many expats working here choose to buy a home rather than rent, especially when they plan to stay in the Netherlands for several years.
The purchasing process for expats is largely similar to that of Dutch buyers. It is good to keep in mind that lenders sometimes require additional information, for example regarding your employment contract, income, or residency status. By arranging this properly in advance, the mortgage process often runs much more smoothly.
Good to
to know
These are elements you need to pay attention to when buying a house in the Netherlands as an expat.
The amount you can borrow depends mainly on your income and the value of the property. Lenders also consider existing financial obligations and the current mortgage interest rates.
Permanent residency is not always required to buy property in the Netherlands. However, lenders usually want to see that you have the right to live and work in the country. Your employment contract and visa type may play a role.
Lenders typically ask for documents such as your passport, employment contract, income statements and residence permit. Sometimes additional documents from your employer may be required. The exact list depends on the lender and your situation.
Personal mortgage advice for expats
When you are new to the Netherlands, it can be nice to have someone guide you through the process of buying a home. From the initial mortgage consultation to signing the deed at the notary.
At Advies van Jord, we take the time to explain everything clearly. We look at your personal situation and help you find a mortgage that fits your plans in the Netherlands.
Rates
Expats
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Advice for your first or next home purchase
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Interim consultation on the changing interest rates
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Choose from offers from all well-known lenders
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Honest advice about the various options
Key terms / Mortgage types
Interest-only mortgage
Linear Mortgage
Annuity Mortgage
Still no idea what it all entails?
We have already made over 2,000 customers happy.
This is how
we work
Introduction & free mortgage consultation
The financial check
Looking for a suitable house
The mortgage application
The mortgage is finalized & off to the notary
How can we help you?
Schedule a free mortgage consultation or ask your question. We will contact you as soon as possible!
Our knowledge of
buying a house as an expat
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